Dunncreek Advisors, LLC is a Fee-Only, Fiduciary Financial Advisory Firm.
What Should I Do About the Market Decline?

What Should I Do About the Market Decline?

Sometimes I get asked by friends and clients, “What should I do about the market decline?” I often tell them that, unfortunately, by the time the markets have declined, it’s too late to do much. Imagine you just bought a new car. If you don’t have a garage and it’s...
How Much Can I Spend in Retirement?

How Much Can I Spend in Retirement?

As people move from working to retirement, they face a number of challenges in adjusting to their new life. But most don’t expect spending money to be one of them. Many families have been saving for retirement for decades. And now that it’s time to finally spend that...
Do I Need a Financial Advisor?

Do I Need a Financial Advisor?

It’s a good question. But the answer is like a lot of financial planning advice: unsatisfying. That’s because the only truthful answer is: it depends. So how do you know if you need a financial advisor? Here are some questions that may help you find your answer: Do...
What Comes Next for the U.S. Economy?

What Comes Next for the U.S. Economy?

Now that we have an updated tax code, what should you expect from the markets and the economy overall in the coming year? It’s always been true that changes to the tax code create unexpected benefits and consequences. This time will be no different. Tax code changes...
Roth IRA vs. Traditional IRA

Roth IRA vs. Traditional IRA

The Roth IRA is turning 20 this year. For some of us, it’s still a new idea while for others, it’s been a fixture of their entire investing life. Whatever your perspective, it’s a great tool and it’s been used a lot. Roth IRAs currently hold more than $660 billion in...
A Tale of Two Investors

A Tale of Two Investors

Imagine a client who is very conservative–a risk-averse investor. It’s 1999, and she has watched from the sidelines as tech stocks have skyrocketed. Year after year, she’s seen tech equities beat cash and bonds like clockwork. The client grows convinced that...
Financial Advice for the New Year

Financial Advice for the New Year

2017 was certainly an interesting year in the world of finance. The gains in the stock market surprised nearly everyone. But will the good news continue in the year ahead? How will things change? We don’t know what the future holds, but great advice is timeless. To...
When Will the Stock Market Correct?

When Will the Stock Market Correct?

Classic rock fans may remember the Grateful Dead song that goes, “. . . when life looks like easy street, there is danger at your door.” Those lyrics sound like they were written for 2018. It seems everybody is asking when the stock market will top out and pull back. ...
How Does the New Tax Bill Affect Me?

How Does the New Tax Bill Affect Me?

Congress just passed a controversial tax bill. There has been much discussion about what it “could” mean, but now it’s passed, let’s look at what we know. New tax brackets The number of brackets remains the same at seven, but rates have changed and the income levels...